Best Credit Card for Gas in Canada (2026)
If you spend a lot on fuel, choosing the best credit card for gas in Canada can save you hundreds of dollars per year. Gas is a recurring expense for most Canadians, making it one of the easiest categories to optimize with the right credit card.
In this guide, we break down the top gas credit cards in Canada for 2026, including cashback cards, points-based rewards cards, and fuel partnership programs.
Best Gas Credit Cards in Canada (2026)
| Card | Gas Rewards | Annual Fee | Best For |
|---|---|---|---|
| Amex SimplyCash Preferred | 4% cashback | $119 | Highest cashback |
| CIBC Dividend Visa Infinite | 4% cashback | $120 | Gas + groceries combo |
| BMO CashBack World Elite | Up to 3% cashback | $120 | High overall rewards |
| RBC Avion Visa Infinite | 3¢/L + points | $120 | Petro-Canada users |
| PC World Elite Mastercard | Points per litre | $0 | No annual fee |
Best Cashback Credit Cards for Gas
Cashback cards offer the simplest way to save money at the pump. Some of the best cards in Canada offer up to 4% cashback on gas purchases, making them ideal for everyday drivers.
- Amex SimplyCash Preferred – up to 4% cashback on gas
- CIBC Dividend Visa Infinite – 4% on gas and groceries
- Neo World Elite Mastercard – up to 4% cashback on gas
Best Points & Rewards Cards for Gas
If you prefer travel rewards, some credit cards offer strong points earnings on gas purchases. While the cashback rate may be lower, the value of points can be significantly higher when redeemed for travel.
- American Express Cobalt – strong flexible rewards
- Scotiabank Gold American Express – 3x points on gas
- RBC Ion+ Visa – 3x points on gas purchases
Gas Cards with Fuel Partnerships
Some credit cards offer direct savings per litre when linked to fuel programs like Petro-Canada or Esso.
- RBC Avion Visa Infinite – save 3¢/L at Petro-Canada
- PC Financial Mastercard – earn points per litre at Esso & Mobil
How to Choose the Right Gas Credit Card
- Cashback rate: Aim for at least 3–4%
- Annual fee: Make sure rewards exceed the fee
- Gas station loyalty: Petro-Canada, Esso, etc.
- Spending habits: Combine gas + groceries for max value
Compare credit cards instantly
Use our tool to compare rewards, fees, and cashback rates.
Try the Credit Card Comparison Tool →Looking for more options? Check out our full guide to the best credit cards in Canada.
Frequently Asked Questions
What is the best credit card for gas in Canada?
Cards offering 4% cashback or strong rewards programs typically provide the best value.
Is it worth getting a gas credit card?
Yes. Since gas is a recurring expense, even small rewards can add up significantly over time.